Answer a few questions about what your business actually does. This indicative checker maps your activities to the right EU licence — CASP, EMI, Payment Institution or ART authorisation — and the capital tier that follows. Built for operators, not lawyers.
Indicative guidance only, based on MiCA (Regulation (EU) 2023/1114) and the EU payments framework (PSD2/EMD2). This is not legal advice and creates no advisory relationship. Edge cases — reverse solicitation, agent/distributor models, group structures, mixed activities — need a tailored review.